Although insurance can be a very effective tool to protect yourself and your assets, individuals all too often purchase insurance without proper consideration, i.e. an Insurance Needs Analysis. By performing an unbiased analysis of one’s financial situation, we work with our clients to determine the amount of insurance necessary to accomplish their goals without straining their cash flow. Through an insurance review, we focus on achieving the following:
- Providing for dependents in case of death
- Replacing earning power if disabled
- Addressing health care concerns
- Affording auto, home, and personal liability protection
- Determining the potential for long-term care costs